Billing and Payment Policy

SECTION 1 - PURPOSE AND SCOPE

1.1 Scope of Billing and Payments. This Billing and Payment Policy ("Policy") governs all financial transactions between JobScoot LLC ("JobScoot," "we," "us," or "our") and its clients ("Client," "you," or "your"), including program fee processing, placement fee mandate authorization and collection, payment retries, receipts, and the handling of unauthorized payment disputes.

1.2 Legal Incorporation. This Policy is incorporated by reference into JobScoot's Terms and Conditions and the Onboarding Agreement. Together with the Refund and Cancellation Policy, the Terms and Conditions, and the Onboarding Agreement, this Policy forms part of the Client's financial agreement with JobScoot.

1.3 Relationship to the Refund and Cancellation Policy. Capitalized terms used but not separately defined in this Policy - including "CTC," "Program Period," "Qualified Interview," "Tail Period," and "Attribution" - have the meanings given to them in the Refund and Cancellation Policy. Where this Policy and the Refund and Cancellation Policy describe the same mechanic from different angles (for example, placement fee collection), both apply together and neither supersedes the other. In the event of a direct conflict between the two as to a specific mechanic, the provision that more specifically governs the disputed billing or refund mechanic applies, provided that only the version of each document accepted by the Client at the time of enrollment governs that Client's engagement, unless the Client separately agrees to an amended version.

1.4 Third-Party Payment Processing. JobScoot processes all payments through Stripe, Inc. ("Stripe"), a third-party payment processor. Payment processing may also be subject to Stripe's applicable end-user terms, payment authorization terms, and privacy disclosures. By submitting payment information, the Client authorizes JobScoot and Stripe to process that information for the purposes described in this Policy. JobScoot does not store, access, or retain full card or bank account details at any time. All payment credential data is collected, transmitted, and stored exclusively by Stripe.

SECTION 2 - THE PROGRAM FEE

2.1 Program Tiers and Pricing. JobScoot's Program is offered at the following one-time program fee tiers, each as further described in the Refund and Cancellation Policy:

2.2 One-Time Charge. The program fee is charged in full at the time of enrollment as a single, non-recurring payment. It is not a subscription and does not automatically renew or recur.

2.3 Price Display. All prices are displayed in United States Dollars (USD) and are exclusive of applicable taxes unless otherwise stated. Applicable tax is calculated and displayed prior to payment confirmation, in accordance with Section 6.

2.4 Pricing Accuracy. In the event of a pricing display error, JobScoot reserves the right to cancel the affected transaction, refund any amount charged in error, and notify the Client, offering the option to re-enroll at the correct price.

2.5 Price Changes. JobScoot reserves the right to modify program fee pricing at any time. Price changes apply prospectively to new enrollments only and do not affect the program fee owed under an existing, already-paid enrollment.

SECTION 3 - PAYMENT AUTHORIZATION AT ENROLLMENT - PROGRAM FEE

3.1 Express Authorization. By completing enrollment in a JobScoot Program, the Client expressly authorizes JobScoot and Stripe to charge the full program fee for the selected tier to the Client's provided payment method immediately upon enrollment.

3.2 Authorization Confirmation. Upon successful payment, the Client receives an email receipt from Stripe confirming the amount charged, the date of the charge, and the tier purchased. This receipt serves as evidence of the completed charge; the Client's authorization and consent are established through the checkout acknowledgment and the accepted enrollment documents described in Section 3.1, and are retained by JobScoot accordingly.

3.3 Responsibility for a Valid Payment Method. It is the Client's responsibility to provide a valid, sufficiently funded payment method at the time of enrollment. JobScoot is not responsible for a failed enrollment resulting from an invalid, expired, or insufficiently funded payment method provided by the Client.

SECTION 4 - PAYMENT AUTHORIZATION - THE PLACEMENT FEE MANDATE

4.1 Separate, Standalone Authorization. As a condition of enrollment, and distinct from the program fee authorization described in Section 3, the Client separately authorizes JobScoot and Stripe to retain the Client's payment method on file, authorized for future charges initiated without the Client's active participation at the time of each charge, for the sole purpose of collecting the placement fee described in the Refund and Cancellation Policy, should a placement attributable to JobScoot occur. This authorization is confirmed by the Client's separate initial or signature on the placement fee clause of the Onboarding Agreement, distinct from both the Client's general acceptance of the Terms and Conditions and the Client's authorization of the program fee payment under Section 3.

4.2 No Charge Absent a Triggering Event. The standing authorization described in Section 4.1 does not itself result in any charge to the Client. A placement fee charge occurs only following the Client's placement disclosure or JobScoot's independent confirmation of an attributable placement, each as described in Sections 7 and 8 of the Refund and Cancellation Policy, and only after the placement confirmation process described in Section 4.5 of this Policy.

4.3 Payment Rail. JobScoot may collect the placement fee through the card, ACH, bank-debit, or bank-transfer method the Client authorized for that purpose under Section 4.1, or through any replacement payment method the Client provides under Section 4.6. JobScoot may request that the Client update, reconfirm, or reauthorize their payment method at any point prior to or during the twelve-month installment period described in Section 5.

4.4 Authentication. Where available and applicable, JobScoot may apply additional cardholder or account-holder authentication (including but not limited to 3D Secure) to the placement fee mandate at the time of authorization, in order to strengthen the evidentiary record supporting the enforceability of future charges made under that mandate.

4.5 Placement Confirmation Step. Upon receiving the Client's placement disclosure, or upon JobScoot's independent confirmation of an attributable placement under the Refund and Cancellation Policy, JobScoot will issue a written placement confirmation to the Client's registered email address. The confirmation will state the basis for attribution, the CTC information used, the calculated placement fee, and either the proposed twelve-month installment schedule or, where the non-disclosure provision of the Refund and Cancellation Policy applies, the accelerated lump-sum amount. If the Client disputes the stated CTC or attribution basis, the Client must provide supporting documentation within five (5) business days of delivery. Failure to respond within that period permits JobScoot to initiate billing based on the available records, without waiving either party's right to raise a later good-faith factual dispute regarding the accuracy of the disclosed CTC.

4.6 Revocation or Failure of Payment Authorization. If the Client revokes, cancels, disables, or otherwise interferes with the payment method or mandate authorized for placement fee collection under this Section, such revocation does not cancel, reduce, or extinguish the Client's placement fee obligation. The Client remains responsible for providing an alternative valid payment method upon request. JobScoot will not initiate charges through a revoked payment method except to the extent permitted by applicable law, Stripe's rules, payment network rules, and the Client's valid authorization.

SECTION 5 - PLACEMENT FEE COLLECTION

5.1 Installment Schedule. The placement fee is collected in twelve (12) installments of equal or approximately equal amount, calculated as the total placement fee divided by twelve, with the first installment charged within thirty (30) days of the Client's confirmed placement date.

5.2 Verification Before Billing. Before the first installment is charged, JobScoot may notify the Client that billing will begin and provide an opportunity to update the payment method on file. The Client's failure to update the payment method does not prevent JobScoot from charging an existing valid payment method previously authorized for placement fee collection under Section 4.1.

5.3 Rounding. Where the placement fee does not divide evenly across twelve installments, the final installment may be adjusted by a de minimis amount to account for rounding, such that the sum of all twelve installments equals the total placement fee calculated under the Refund and Cancellation Policy.

5.4 Currency. All placement fee installments are charged in United States Dollars (USD), regardless of the currency in which the Client's CTC is denominated. Where the Client's CTC is stated in a currency other than USD, JobScoot will convert the CTC to USD using the exchange rate made available by Stripe at the time of conversion, or, where unavailable, a published rate from OANDA or another commercially reasonable foreign-exchange source, as of the date of the Client's placement disclosure or placement confirmation under Section 4.5.

SECTION 6 - TAXES

6.1 Exclusive of Taxes. All program fee prices listed on the JobScoot website are exclusive of applicable taxes unless explicitly stated otherwise. Applicable federal, state, or local taxes are calculated based on the Client's billing address and added to the total charge at checkout, displayed to the Client prior to payment confirmation.

6.2 Client Tax Responsibility. The Client is solely responsible for any tax obligations, including income tax obligations, arising from the Client's receipt of employment compensation or from the Client's payment of the program fee or placement fee. JobScoot is not responsible for determining or advising on the Client's individual tax obligations beyond collecting and remitting applicable sales, use, or similar transaction taxes as required by law.

SECTION 7 - FAILED PAYMENTS - PROGRAM FEE

7.1 Enrollment Not Created on Failure. If the program fee charge fails at the point of enrollment for any reason - including insufficient funds, an expired card, or a declined authorization - no enrollment is created, no Career Pod is assigned, and no services commence. The Client may attempt to complete enrollment again with a valid payment method.

SECTION 8 - FAILED PAYMENTS - PLACEMENT FEE INSTALLMENTS

8.1 Retry Attempts. If a scheduled placement fee installment fails, JobScoot will attempt to retry the charge through Stripe at approximately three (3) and seven (7) days following the original failed charge date.

8.2 Client Notification. Upon the first failed installment attempt, JobScoot will send written notification to the Client's registered email address, identifying the failed installment and requesting that the Client update their payment information.

8.3 Continued Failure. JobScoot's preference is always to resolve a failed installment through the retry and notification process described in Sections 8.1 and 8.2. Only where a placement fee installment remains unpaid more than fifteen (15) calendar days after its original due date, following all retry attempts, may JobScoot, at its discretion: (a) continue to attempt collection of that installment and subsequent installments individually; or (b) upon written notice to the Client and to the extent permitted by applicable law and payment network rules, declare the remaining unpaid placement fee balance immediately due as a single sum, and pursue collection through any lawful means, including referral to a third-party collections agency or legal action.

8.4 No Suspension of Completed Services. Because the placement fee is collected after the Program has concluded and the Client has already been placed, a failed placement fee installment does not result in suspension of any service, as no active service delivery remains to suspend. This Section does not limit any other remedy available to JobScoot under Section 8.3 or under the Refund and Cancellation Policy.

SECTION 9 - RECEIPTS AND BILLING RECORDS

9.1 Automatic Receipts. A payment receipt is automatically generated and delivered to the Client's registered email address by Stripe following every successful charge, whether the program fee or a placement fee installment. Each receipt confirms the amount charged, the date of charge, and the billing description.

9.2 Billing History Access. The Client may access their full billing history, including past receipts and, where applicable, the upcoming placement fee installment schedule, by contacting connect@jobscoot.com.

9.3 Billing Record Retention. JobScoot maintains a complete billing and authorization record for every Client account, including Stripe transaction identifiers, charge timestamps, amounts, and both payment authorizations described in Sections 3 and 4, for the retention period stated in the Privacy Policy. These records are retained as part of JobScoot's evidence package and may be submitted in any billing dispute, chargeback response, or legal proceeding.

9.4 Billing Descriptor. JobScoot charges may appear on the Client's card, bank, or payment statement under a billing descriptor containing "JobScoot" or a substantially similar name. The Client is responsible for reviewing receipts and billing descriptors before reporting a charge as unrecognized.

SECTION 10 - UNAUTHORIZED CHARGES AND FRAUD PREVENTION

10.1 Reporting Unauthorized Charges. If the Client believes their payment method has been charged by JobScoot without authorization, the Client agrees, to the extent permitted by applicable law and payment network rules, to contact JobScoot immediately at connect@jobscoot.com before taking any action with their bank or card issuer.

10.2 Investigation Process. Upon receiving a report of an unauthorized charge, JobScoot will investigate the claim within three (3) business days, cross-referencing the charge against the Client's enrollment records, the checkout and Onboarding Agreement authorization records described in Sections 3 and 4, and Stripe's billing history, and will provide the Client with a written response detailing its findings.

10.3 Erroneous Charges. Where JobScoot determines that a charge was made in error - for example, due to a technical billing fault - JobScoot will issue a full refund of the erroneous charge within ten (10) business days.

SECTION 11 - CHARGEBACK DISPUTE RESPONSE PROCESS

11.1 Pre-Dispute Contact. Before initiating a chargeback or bank dispute regarding any charge under this Policy, the Client agrees, to the extent permitted by applicable law and payment network rules, to first contact JobScoot at connect@jobscoot.com and allow a minimum of seven (7) business days for investigation and resolution, consistent with the dispute resolution process described in the Terms and Conditions.

11.2 Evidence Package. In response to any chargeback or payment dispute filed against a JobScoot charge, JobScoot will submit to the card network, payment processor, or bank the relevant portions of the following evidence, as applicable to the charge in dispute:

11.3 Disputes Reasonably Believed to Be Improper. Where a Client initiates a chargeback or payment dispute that JobScoot reasonably determines to be false, abusive, or inconsistent with the Client's signed agreements and service delivery records, JobScoot reserves the right to submit the evidence described in Section 11.2, seek recovery of the disputed amount together with associated chargeback and administrative fees to the extent permitted by applicable law, Stripe's rules, and payment network rules, and restrict the Client's future access to JobScoot services.

SECTION 12 - BILLING CONTACT AND RESOLUTION

12.1 Contact Information. For all billing-related inquiries, contact JobScoot using the details below. To ensure priority handling, mark urgent matters "URGENT - BILLING CONCERN" in the subject line.

12.2 JobScoot will make every reasonable effort to resolve billing concerns through direct communication before any formal dispute process becomes necessary.

SECTION 13 - AMENDMENTS TO THIS POLICY

13.1 JobScoot reserves the right to amend this Policy at any time. The version of this Policy in effect at the time of the Client's enrollment governs the financial terms of that enrollment. Amendments do not retroactively alter the terms of an existing enrollment.